About our insurance plans and payments

Initial visit

Please provide us with current identification, insurance card and billing information if you would like us to bill your insurance for you. Payment is due at the time of visit. We accept cash, checks, Visa, Mastercard, American Express and Discover.

Health insurance

We will bill your insurance company as a courtesy to you. Each insurance company has its own rules for determining how much they will pay on each claim. We will try to answer any questions you have about your insurance, but your policy is a contract between you and your insurance company. It is your responsibility to know your insurance policy and be familiar with your coverage. You should contact your insurance company if you have questions regarding coverage. If your insurance company denies your claim you are responsible for payment in full.

Intermountain Eye Centers prepare and submit insurance claims to your primary carrier. The amount the insurance company will pay is determined by your policy. However, you are responsible for making payments on your bill regardless of your insurance situation. You will receive a monthly statement from our clinic as long as your account is active.

Intermountain Eye Centers participates with some vision plans. Just because you have a vision plan, does not mean that your vision insurance will be billed for your eye exam. Vision insurance only covers non-medical ‘routine eye exams’ relating to glasses and contact lenses. If you have any ocular medical condition or diagnosis, your medical insurance will be billed.

Surgery estimate and prepayment

If you require surgery, as part of the pre-operative process we will make an estimate of the fees. Prepayment is due at surgery as follows:

Health insurance plans: unmet deductible and estimated co-pay.
Self-pay: In full.


Unless we approve other arrangements, the balance on your statement is due upon receipt. If payment is not received, we reserve the right to refuse future appointments on delinquent accounts. If your account becomes past due, we will take necessary steps to collect this debt. We charge 18% annually on accounts over 60 days old.

Please review our Privacy Practice Notice (HIPAA Policy)

“ I was referred to Dr. Harf by friends who were very pleased with both his professional skill, the clear helpful information he provided, and his personal caring interaction with his patients. In addition, the entire staff was both pleasant and knowledgable about their work. Of special mention was Joyce, the contact lens specialist. I have worn contact lenses since I was 19 years old, well over 50 years now, she was one of the very best encountered in regard to her competence, attention to detail, and excellent results. ”